Financial advisors for 1031 exchange investors.
A 1031 exchange is not just a closing checklist. The owner has to coordinate sale proceeds, debt replacement, backup liquidity, portfolio concentration, estate plans, retirement income, and the risk of rushing into a weak replacement property before the exchange clock expires.
Questions to answer before the money moves
Real estate investors selling appreciated rental, commercial, multifamily, or investment property and deciding whether to complete a 1031 exchange, use a Delaware statutory trust, or take taxable proceeds.
- How much equity and debt do I need to reinvest to fully defer tax?
- Should I use direct replacement property, a DST, or pay tax and diversify?
- What happens if I receive boot or reduce debt?
- Can the exchange support retirement income without over-concentrating in one property?
Start with the numbers
1031 Exchange Calculator
Estimate reinvested equity, replacement value, debt replacement, possible boot exposure, and the taxable-sale tax you may be deferring.
1031 Exchange Checklist
A practical checklist for sale timing, the 45-day identification window, debt replacement, DST due diligence, reserves, and advisor coordination.
Talk to a 1031 exchange advisor
Use the form if you are selling appreciated investment property or already inside the exchange timeline.
The exchange is only one part of the decision
A successful 1031 exchange has to solve more than tax deferral. The investor still needs a replacement strategy, backup liquidity, leverage plan, income policy, estate coordination, and a clear answer to whether deferral is worth the concentration risk.
Why a financial advisor belongs at the table
Qualified intermediaries keep the exchange process compliant. CPAs estimate tax. Real estate brokers find property. A fee-only financial advisor can compare the exchange against a taxable sale, model retirement income, and pressure-test whether the replacement assets fit the household balance sheet.
How the right advisor helps
- Model the decision. Convert the event into cash-flow, tax, liquidity, and risk numbers before irreversible choices are made.
- Coordinate the team. Align the financial plan with the CPA, attorney, lender, trustee, or transaction professional already involved.
- Write the policy. Decide what can be spent, invested, gifted, donated, or deferred so pressure does not become the plan.
Get matched with a specialist financial advisor
Tell us what changed and what decisions are in front of you. We will match you with a fee-only advisor who works with this kind of planning problem.